Giuffre Risk Solutions™ is the brand name for a group of affiliated companies (the “GRS Group”) founded by Sandra Giuffre that, among other things, are focused on uncorrelated risk and asset classes and utilize proprietary technologies and methodologies. Companies within the GRS Group are all women owned businesses.
The GRS Group are analytically based companies focused on executing solutions to risk, that when deployed by clients are able to move their financial needle (e.g. explicitly reduce the cost of capital or release trapped asset value). For the most part, the companies integrate two core functions: the ability to assess and underwrite risk and the ability to secure the two sides of a risk transaction (i.e. the protection buyer and the risk-taker). What sets these companies apart is their ability to look at risk from cradle to grave (i.e. the capabilities can stretch end-to-end through the risk transfer and financing life cycle process); engineer unique solutions and embed these solutions into a capital structure or integrate such solutions within a financing package (thereby moving the financial needle); and view the risk solution from various stakeholders’ perspectives (e.g. debt provider's, rating agency's, client's, investor's) thereby generating explicit economic benefit.
Because of a componetized approach to addressing risk and analytics, the GRS Group is able to take advantage of economies of scale. Although each GRS company has its own dedicated team of professionals and has developed its own technologies and methodologies, the GRS Group also use a shared cross functional approach in which common functions (e.g. documentation and legal support) and analytical capabilities are provided across the GRS Group. While the source code and physical manifestations of the companies’ intellectual property (“IP”) are held within each GRS Group company, the raw IP was financed and is held independently.
The componetized and cross-function analytics are also able to be reapplied in the context of insurance and new asset classes. One of the asset classes that two of the companies, Risk Strategies LLC (“RS”) and Transparent Analytic Technologies LLC (“TAT”) have focused on is senior life settlements (“SLS”). In addition to performing services for clients, RS and TAT are currently involved in the development of a SLS fund (“SLS Fund”) that will acquire SLS assets based on proprietary methodologies developed by TAT. The methodologies also enable transparent decision-making and customization with respect to risk-reward preferences and return requirements.
esoteric risk, uncorrelated risk,
uncorrelated asset, insurance, insurance asset, insurance risk, enterprise
risk, side car, operational risk, weather risk, Basel, wind farm, solar risk,
wind risk, energy risk, financing, risk financing, risk structuring, risk
advisory, risk consulting, life settlements, longevity, longevity risk,
longevity risk transfer, risk, pension risk, risk transfer, risk solution,
analytic, model, risk model, insurance broker, insurance carrier, reinsurance
carrier, reinsurance, captive, ABS, securitization, bond, asset class, risk
class, derivatives, asset backed security, asset backed securities, investment
evaluation, risk finance, product development, solution development, rating
agency, rating, shadow rating,
