GRS’s affiliates take advantage of economies of scale and have a team of professionals capable of creating and executing new risk solutions and derivatives to close the gaps in the risk marketplace.  Although each affiliate has their own dedicated team of professionals and as appropriate their own technologies, the affiliates also use a cross function team wherein common functions (e.g. documentation and legal support) and shared analytical capabilities are provided on a cross-affiliate basis.  In addition to dedicated team members, GRS affiliates also utilize strategic alliances and relationships.

Leader 

Sandra E Giuffre - Founder

• Ms. Giuffre has been engaged in the risk assessment and solution field for more than 20 years, previously as a Managing Director of Marsh McLennan, thereafter as a co-founder of a research and development firm and, since 2008, as the sole owner of each of the affiliated group of companies that includes RSL and TAT. She is considered a leading professional in the field and has been engaged by numerous clients, many of whom are firms of recognized national and international reputation.
• Ms. Giuffre has extensive experience in the areas of operational risk and Basel II.  Ms. Giuffre was previously  the Global Operational Risk Practice Leader for Marsh’s financial products division. where her work included developing models for banks to understand their operational risks, generating parameters used in their capital calculations, and developing risk transfer solutions that would receive regulatory capital credit. 
• She has advised the largest investment banks and investment managers on a wide range of risk and structuring issues, including supporting a top global investment bank in the preparation of a structural note relating to the securitization of operational risk related reinsurance.
• About GRS contains additional information about Ms. Giuffre.   Ms. Giuffre is also the author of numerous professional articles, which are described in Library.

Cross Function Team

Andrew S. Benjamin, Financial Modeling

• Senior financial executive with comprehensive, hands-on experience managing all operational aspects of creating and running a new business and developing new products.  Expertise extends from structuring and modeling new deals to overseeing thorough economic, legal, tax, marketing and actuarial analysis.  Detail oriented and focused on creating economic solutions and value.
• Project and real estate development experience covering all aspects of real estate ownership including: asset management, partnership agreement negotiation and deal review, purchase and sale negotiation, re-zoning and use issues, condemnation and valuation.
• Completed over $2 billion in asset and note sales to Wall Street institutions in auctions; provided financial and valuation analysis, information packaging and presentation, and due diligence services.

Steve Cohen, Business Development 

• 20+ year investment career building businesses at blue-chip (Lehman Brothers, Morgan Stanley, Prudential) and entrepreneurial companies.
• Extensive expertise creating strategic alliances and raising capital in global alternative and traditional distribution channels.
• Broad institutional and retail distribution network, including family offices, banks, insurance companies, hedge funds, private equity, broker/dealers and mutual funds.

• Founder and President of eFrontiers – launched innovative, pioneering online wealth management firm for family office and institutional investors. Strategic partnerships included Instinet, CheckFree/Mobius and Euromoney plc.
• Increased Lehman Brothers Investment Management AUM from $8 billion to $15 billion as member of four-person management team

Richard H. Nichol, Transaction Processing and Operations 

• 25+ years experience in the area of market risk and credit risk.
• Extensive work in developing hedging strategies for institutional clients using cash, futures, options, swaps and other derivatives to protect and enhance capital positioning. Rich has held senior positions with major investment banks, such as the Director of Derivative Sales at Fimat and SVP of Paine Webber.
• Executed thousands of contracts covering a multitude of financial products, commodities and foreign currencies on many of the global exchanges. His work has had him involved with many of the top banks, investment firms, hedge funds and money managers.

Steve Scott, Compliance, Transaction Documentation, External Legal Coordination

• Practicing lawyer with extensive SEC experience and experience managing large complex transactions.
• Began  his career at Ropes & Gray in Boston, MA where he worked on large asset backed securitization projects involving mortgage backed securities and other hard asset backed transactions.
• Has experience working with large financial institutions and he recently completed a large corporate reorganization of a publicly traded publishing company.